Car insurance is a mandatory in UAE; all drivers must have valid insurance in order to avoid fines. It is also vital since your car is covered against unavoidable circumstances such as theft, accident and other damages to your car. In the UAE, a car insurance policy is a must-have document. But, do you know what documents you need to buy car insurance?
Purchasing or making adjustments to the car insurance doesn’t require you to learn difficult things, but you may need to know what documents you need to avoid confusion. To make things easier for you, we’ve listed down the documents you’ll need when purchasing car insurance:
A valid driver license is a must, and a copy of licenses of you family members who’ll be driving the vehicles you hope to insure is also needed.
You need a valid copy of the car registration of the car you’d like to insure. If you like to get home ownership discount, bring proof of home ownership, which can come from tax documents or a homeowner insurance policy.
Current Declaration Page
The current Declaration page is essential if you already have a car insurance policy and looking to get a quote for a new one. It helps the insurers in finding what coverage you currently have on your car and give a quote accordingly. In some cases, insurers will only ask for this document as they can fetch other details from your prior insurance histories.
Adding New Vehicle/Person
If you are looking to add a new person, bring his/her driving license; and bring registration document if any vehicles being added. Also, consider bringing the insurance policy to see compliance with the required coverage.
In most cases, insurance providers do not cancel the policy unless proof of replacement is shown. The laws on vehicles probably restrict them to do so. However, bring proof of replacement coverage when you want to cancel a policy. As long as you have got a policy with you, no one will question, but in other cases, insurers want to know why you want to cancel your policy so they can find ways to meet your needs.
The Other (Easy) Way
Little preparation always goes a long way when buying new insurance or simply making changes to the old one. Besides these tips, you can also check with the broker about the documents you need. However, with the new online marketplaces, it has become easier for anyone to buy car insurance. The digitization is leaving the traditional ways of getting car insurance.
You just need to fill basic information, share your documents and get your policy delivered. Try Buyanyinsurance.com and see how easier the process is nowadays!Email This Post